# Affirm operating income

entity: /record/affirm.md  
predicate: operating_income  
page: /record/affirm/operating_income  
as_of: 2026-11-01  

As of November 1, 2026, Affirm's operating income on the AsOf record is $416.98 million, dated June 30, 2026, from a primary source (sec.gov). The record holds 8 claims on Affirm's operating income, 1 still open and 7 superseded, each dated and sourced; a replaced value is closed with an end date, never deleted.

## Current operating income

What the record asserts on 2026-11-01.

- [Affirm](/record/affirm.md) | operating_income | 416,977,000 United States dollar | valid 2026-06-30 to present | conf 0.95 | valid | [clm_697199B290F1](/claim/clm_697199B290F1.md)
  sources: https://www.sec.gov/Archives/edgar/data/1820953/000162828026059279/0001628280-26-059279-index.htm

## Every dated value

One claim per line, oldest first. Superseded claims stay visible.

- [Affirm](/record/affirm.md) | operating_income | -127,441,000 United States dollar | valid 2019-06-30 to 2020-06-30 | conf 0.95 | superseded | superseded_by [clm_498F6250E284](/claim/clm_498F6250E284.md) | [clm_0A46AB7444AE](/claim/clm_0A46AB7444AE.md)
  sources: https://www.sec.gov/Archives/edgar/data/1820953/000182095321000102/0001820953-21-000102-index.htm
- [Affirm](/record/affirm.md) | operating_income | -107,790,000 United States dollar | valid 2020-06-30 to 2021-06-30 | conf 0.95 | superseded | superseded_by [clm_BD26C1BDDCF2](/claim/clm_BD26C1BDDCF2.md) | [clm_498F6250E284](/claim/clm_498F6250E284.md)
  sources: https://www.sec.gov/Archives/edgar/data/1820953/000182095321000102/0001820953-21-000102-index.htm
- [Affirm](/record/affirm.md) | operating_income | -379,193,000 United States dollar | valid 2021-06-30 to 2022-06-30 | conf 0.95 | superseded | superseded_by [clm_BAE3F2592154](/claim/clm_BAE3F2592154.md) | [clm_BD26C1BDDCF2](/claim/clm_BD26C1BDDCF2.md)
  sources: https://www.sec.gov/Archives/edgar/data/1820953/000182095321000102/0001820953-21-000102-index.htm
- [Affirm](/record/affirm.md) | operating_income | -866,048,000 United States dollar | valid 2022-06-30 to 2023-06-30 | conf 0.95 | superseded | superseded_by [clm_EF5083A8C05A](/claim/clm_EF5083A8C05A.md) | [clm_BAE3F2592154](/claim/clm_BAE3F2592154.md)
  sources: https://www.sec.gov/Archives/edgar/data/1820953/000162828022023828/0001628280-22-023828-index.htm
- [Affirm](/record/affirm.md) | operating_income | -1,200,862,000 United States dollar | valid 2023-06-30 to 2024-06-30 | conf 0.95 | superseded | superseded_by [clm_47FEF7F14915](/claim/clm_47FEF7F14915.md) | [clm_EF5083A8C05A](/claim/clm_EF5083A8C05A.md)
  sources: https://www.sec.gov/Archives/edgar/data/1820953/000182095323000016/0001820953-23-000016-index.htm
- [Affirm](/record/affirm.md) | operating_income | -615,847,000 United States dollar | valid 2024-06-30 to 2025-06-30 | conf 0.95 | superseded | superseded_by [clm_DB34E34CF440](/claim/clm_DB34E34CF440.md) | [clm_47FEF7F14915](/claim/clm_47FEF7F14915.md)
  sources: https://www.sec.gov/Archives/edgar/data/1820953/000182095324000035/0001820953-24-000035-index.htm
- [Affirm](/record/affirm.md) | operating_income | -87,273,000 United States dollar | valid 2025-06-30 to 2026-06-30 | conf 0.95 | superseded | superseded_by [clm_697199B290F1](/claim/clm_697199B290F1.md) | [clm_DB34E34CF440](/claim/clm_DB34E34CF440.md)
  sources: https://www.sec.gov/Archives/edgar/data/1820953/000182095325000080/0001820953-25-000080-index.htm
- [Affirm](/record/affirm.md) | operating_income | 416,977,000 United States dollar | valid 2026-06-30 to present | conf 0.95 | valid | [clm_697199B290F1](/claim/clm_697199B290F1.md)
  sources: https://www.sec.gov/Archives/edgar/data/1820953/000162828026059279/0001628280-26-059279-index.htm

## What replaced what

- -$127.44 million (2019-06-30 to 2020-06-30, [clm_0A46AB7444AE](/claim/clm_0A46AB7444AE.md)) was replaced by -$107.79 million from 2020-06-30 ([clm_498F6250E284](/claim/clm_498F6250E284.md))
- -$107.79 million (2020-06-30 to 2021-06-30, [clm_498F6250E284](/claim/clm_498F6250E284.md)) was replaced by -$379.19 million from 2021-06-30 ([clm_BD26C1BDDCF2](/claim/clm_BD26C1BDDCF2.md))
- -$379.19 million (2021-06-30 to 2022-06-30, [clm_BD26C1BDDCF2](/claim/clm_BD26C1BDDCF2.md)) was replaced by -$866.05 million from 2022-06-30 ([clm_BAE3F2592154](/claim/clm_BAE3F2592154.md))
- -$866.05 million (2022-06-30 to 2023-06-30, [clm_BAE3F2592154](/claim/clm_BAE3F2592154.md)) was replaced by -$1.2 billion from 2023-06-30 ([clm_EF5083A8C05A](/claim/clm_EF5083A8C05A.md))
- -$1.2 billion (2023-06-30 to 2024-06-30, [clm_EF5083A8C05A](/claim/clm_EF5083A8C05A.md)) was replaced by -$615.85 million from 2024-06-30 ([clm_47FEF7F14915](/claim/clm_47FEF7F14915.md))
- -$615.85 million (2024-06-30 to 2025-06-30, [clm_47FEF7F14915](/claim/clm_47FEF7F14915.md)) was replaced by -$87.27 million from 2025-06-30 ([clm_DB34E34CF440](/claim/clm_DB34E34CF440.md))
- -$87.27 million (2025-06-30 to 2026-06-30, [clm_DB34E34CF440](/claim/clm_DB34E34CF440.md)) was replaced by $416.98 million from 2026-06-30 ([clm_697199B290F1](/claim/clm_697199B290F1.md))

## Questions this record answers

### What is Affirm's current operating income?

$416.98 million, dated June 30, 2026, from a primary source (sec.gov). The record asserts this claim as of November 1, 2026 (status valid, confidence 0.95).

### When did Affirm's operating income last change?

The latest value on the record is $416.98 million, dated June 30, 2026; before it the record holds -$87.27 million, dated June 30, 2025 and closed on June 30, 2026.

### What was Affirm's operating income before $416.98 million?

-$87.27 million, valid from June 30, 2025 to June 30, 2026 (status superseded), from a primary source (sec.gov).


## Get this data

- JSON: /v1/entities/affirm/operating_income (this fact) · /v1/entities/affirm?predicates=operating_income (with the entity's coverage; add as_of=YYYY-MM-DD for a date)
- MCP: timeline(entity: "affirm", predicates: ["operating_income"]) for every dated value · fetch(id: "/record/affirm/operating_income.md") for this page
- Entity twin: /record/affirm.md · timeline: /timelines/affirm.md

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AsOf is a temporal fact ledger: a structured, dated, sourced record of what is true and what changed, built for AI retrieval.